Personal Capital – Free Financial Management Tools
Since my college days of living hand to mouth, I’ve tracked every penny I’ve earned and spent. It was a bit necessary if I wanted to have more month than money. At first I used pencil & paper, then a spreadsheet, and eventually Quicken.
Years later, after reading Your Money or Your Life, I began tracking passive / investment income with focus and determination. I added more calculations and pages and charts to my spreadsheet, and eventually started using Mint.com.
I credit this practice of tracking all income, expenses, and investment activity with our ability to optimize our spending and grow net worth. It is hard to overspend or buy frivolous things when the numbers are staring you in the face. There is no pretending and no hoping for the best.
It really doesn’t matter which method of tracking you use, as long as you do so…
After 20+ years of practice and experience, I now rely primarily on Personal Capital to do it all for me. It does everything that my old spreadsheet did in a fraction of the time. It’s great… plus, you know… free.
Disclosure: GCC is a Personal Capital affiliate. If you start using Personal Capital from a link on this page, we may receive compensation. Opinions are my own, and also free. For all of our International readers, sorry, PC is currently US only.
An International Family – 4 Generations
I’m from a good sized family, the oldest of 4 children. I have 9 nieces and nephews. Both parents have 5+ siblings. My Grandmother has 16 grandchildren and 24 great grandchildren, of which I am her favorite. (Obvi)
You can’t pick your family, but I’m fortunate to have been dealt a winning hand. Family is important, and mine is kind and supportive; they’ve been there when times were tough and encouraged me to chase my dreams.
I’ve also done well with my Internet family, the nice people online who look out for my best interests. Some of them are concerned that a nomadic family might not get enough love, as you can see:
“I love my family, I would never abandon them like you did!”
“My siblings and parents visit often, I couldn’t disappear for months at a time just to travel.”
“It is terrible that your child will never have strong relationships with his cousins and grandparents!”
Thanks everyone, you’re the best!
But there is no need to be concerned. Not only is our nomadic family full of happiness and love, we are thriving. Here is why:
Philadelphia (photo from visitphilly.com)
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Recently I mentioned that our upcoming visit to Philadelphia will earn us a few free hotel nights. Several people wrote to ask how that works. Sorry for being too vague.
Thanks to the quarterly IHG Accelerate promotion our 3 nights in Philly will earn over 62,000 IHG Rewards Club points.This is worth over $400 or somewhere between 2 and 3 free nights.
Here are the details:
Happy 4th of July! (photo source)
Happy Independence day to all of those who celebrating around the globe (either America’s Independence Day or your own.)
Things have been quiet on Go Curry Cracker these past few months as we’ve been in full on travel mode, so today I just wanted to share a quick update and start planning for a couple potential meetups.
The night before you head out on vacation is often fraught with manic activity… send that last work email, give a key to the neighbor, pack the bags…
“Do you think I’ll need a sweater at night?” Better bring it.
“Will it be warm enough to swim?” Bring the bathing suit.
“Any chance we’ll do some horseback riding or skydiving?” Throw the saddle and parachute in there too…
Now what happens when instead of leaving town for a week, you go on vacation… forever.