The Go Curry Cracker 2024 Taxes
I have now submitted our 2024 tax return. Somebody (me) has exceptional procrastination skills.
The numbers this year are very nice – overall we “earned” more and paid about the same.
Why I Still Don’t Love 529s (even with 529-to-Roth rollover)
From the inbox:
Jeremy, I remember that you aren’t a big fan of 529s. But now that you can move excess 529 funds into a Roth IRA (thanks to Secure Act 2.0) … now, surely, you must LOVE them! Right?
Actually…. no.
Don’t Avoid the Pro Rata Rule
“How do I avoid the pro-rata rule in retirement? Can I do X to avoid it?”
I’ve seen this question numerous times.
My general answer – don’t avoid the pro rata rule in retirement.
Investing Our Mortgage – 3 year update
A few years ago we bought a house, paid in full with cash. Then I got a small mortgage as an inflation hedge and to invest for fun and profit.
We used a chunk of the mortgage to fund moving expenses and to acquire all of the typical home accoutrements, put solar on our roof, and pay the medium-sized tax bill that comes with selling enough stock to pay cash for a house. The remainder I put back into the market as a lump sum.
It has now been three years out of thirty. Let’s check in on how this investment is doing.
Choosing our ACA Health Insurance Plan for 2025
Choosing an ACA Health Insurance Plan is one of those sentimental holiday season activities we look forward to each year.
Here is the process I used to choose our plan for 2025.
