Award Travel Series: Business Credit Cards and Why You Should Apply

Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Whether you’ve just gotten started or you’ve applied for your First Five Credit Cards, it would be wise to consider “business” credit cards.

If you’ve ever thought about applying for one only to deem yourself ineligible, it’s time to rethink your approach and take a closer look at these powerful pieces of plastic. You may be eligible for more rewards than you thought!

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Award Travel Series: Shopping Portals

Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Recently we discussed how utilizing “cash back” credit cards is an useful tool in any travel hacker’s tool belt. Today, we’ll go over another way to maximize the return on your online purchases with just a couple of extra clicks.

Enter the world of shopping portals!
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8 Years of Early Retirement Tax Optimization

2020 was our 8th full year of this thing we do. It’s been an incredible ride – we’ve traveled, adventured, and procreated, with the best yet to come.

We’ve also done a fair amount of tax optimization, paying little tax each year while taking steps to minimize future taxes.

Do these optimization efforts actually work? Let’s find out.

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Go Curry Cracker 2020 Taxes

2020 was an interesting year in many ways including all things taxes… I mean, we paid $0 in income tax (again) on ~$143k income.

This was in part because dividends and blog revenue were lower due to COVID-19, which is a bummer. But it is also because we welcomed another child tax credit into the family, which is nice. Plus, he’s kinda cute.

But that’s not all… for all of you tax aficionados, this year’s tax return offers some good examples of both short and long term tax minimization, including use of the Foreign Earned Income Exclusion, the Child Tax Credit (with phase out), capital gain harvesting, Roth conversions, the Foreign Tax Credit (on International equities), and more.

Let’s explore, shall we?

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