Choosing our ACA Health Insurance Plan for 2025
Choosing an ACA Health Insurance Plan is one of those sentimental holiday season activities we look forward to each year.
Here is the process I used to choose our plan for 2025.
A Simple Year-End Tax Checklist
The end of the calendar year is quickly approaching, and that means it is time to run through our year-end tax checklist. The simpler the better.
Here are a few important items to review and actions to take.
Debt as a Recession Tool
Shortly after moving back to the US in mid-2021, an extended COVID-19 hangover meant excessive economic angst for large swaths of the population.
People responded to economic woes in a number of ways – some worked extra hours or took on side gigs, others cut back on expenses, perhaps eating out less often or vacationing near home.
We did neither. Instead, I loaded up on debt.
D I Why?
“Are you ready to learn how to change the oil in the car?”
12-year-old me: “Dad… when I am old enough to have a car, I will pay somebody to do that.”
Now adult me finds himself doing all kinds of things (no oil changes though cuz EV.)
Why is that?
Why I Am Ditching our EV
3 years ago we bought a new electric vehicle. I am in the process of getting rid of it.
If you have spent any amount of time online you have definitely seen an anti-EV meme or two. Charging takes too long. The range isn’t sufficient. They don’t work when cold. California won’t let you charge your car! Diesel fuel is testosterone. They run off of coal. Etc…
That is pretty much all wrong though, which is why we are replacing our EV… with a new EV.
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