GCC Business Review 2019

2019 was our 7th full year of this bizarre little life experiment we are doing. So far, so good.

The majority of what I write here on Go Curry Cracker is driven by my figuring this all out as we go. Thankfully a lot of other people are also making their own way as early retirees, travel hackers, tax geeks, expats, world travelers, nomadic families, and adventurers, and we are able to contribute to our collective well-being in some small way.

This year my attention seemed to be grabbed by:

  • tax optimization,
  • portfolio longevity/growth,
  • the mental transition from employment to fun-employment,
  • biking,
  • the lost art of laziness and un-productivity.

Based on this year’s blog traffic and profit numbers, perhaps too much on those last two. :p


The SECURE Act – Compression of the Stretch IRA

After 10 years or so of “this legislation will pass soon”, at the end of 2019 the Setting Every Community Up for Retirement Enhancement Act finally became law.

Besides a cool acronym, the SECURE Act offers a wide range of changes and “enhancements” to 401(k)s, IRAs, and 529s, as well as a whole slew of incentives for small businesses to add or expand retirement plans to both full and part-time workers.

In my opinion, most of the changes (including the much-touted compression of the stretch IRA) are of limited interested (to the living.)