Happy Holidays!

Watercolor by Winnie

Happy winter solstice, Merry Christmas, and Happy New Year to all of you fellow financiers and adventurers-in-place.

And Happy Hanukkah! Happy Kwanzaa! Happy Diwali! Happy Festivus! Seasons Greetings!

This was our 8th full year of post-work life. 2020… man, what a year.


Award Travel Series: Your First Five Credit Cards

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As the world continues to recover from the COVID-19 pandemic and a vaccine is in sight, the thought of travel is slowly starting to trickle back in to the realm of possibility. Banks and credit card companies have redoubled their efforts in the home stretch of the year in an effort to make up for lost profits in Q1-3, which means increased welcome bonuses and a barrage of deals becoming available. If you plan to travel at all in the next 12-18 months (I know I am), now is the time to start building your points and miles balances so you can take advantage of these opportunities.

In the Award Travel Introduction, I went through some travel hacking terminology and explanations of transferable currencies, which are far and away the most powerful way to maximize your award travel options. As was initially mentioned, credit card signup bonuses are the most lucrative method of earning miles and points, especially transferable currencies, and so today we’re going to outline the first 5 credit cards you should consider opening to get the most free travel possible (hint: they earn transferable currencies!).