We live in interesting times – prices are up, the market is down, life’s necessities are often not available at any price, and even gasoline is at “all-time highs” (if you ignore inflation)…
So it is no wonder that people are concerned. I’ve been asked the question numerous times, “Is early retirement doomed? Is this the start of another worst retirement ever?”
Let’s explore.
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If you’ve followed the advice of this blog for any amount of time, you’ve probably opened at least a few credit cards to take advantage of the benefits of miles and points for (nearly) free travel. But as you add more and more cards to the wallet, annual fees begin to add up and eventually there is a point of diminishing returns. You might consider closing credit cards to reduce the financial burden, but before doing so there are several important things to consider.
Read this article first before closing any cards!
We have been living off our portfolio since late 2012 (9+ years.)
Our lifestyle (and budget) has undergone some pretty drastic changes in that time, but for the most part the portfolio resembles its younger (much smaller) self.
Let’s explore what is different, and why. (Cuz there are some BIG changes.)
Awhile back I read a pretty savvy blog post about how to travel to Hawaii for free or nearly free.
I decided to give it a go myself, and what do you know… it worked!
Thanks to some travel hacking, we paid next to nothing for our flights and hotel, and even got an upgrade to a sweet suite.
