How I Borrowed Over $250,000 at 0% Interest

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GCC: Every once in awhile, somebody does something incredibly amazing. And when they do, I always ask myself, “How did they do that?!” and “Could I also do this amazing thing?”

In this case, that amazing thing is borrowing $250,000 at 0% interest while saving $30k in taxes, $6k+ in interest, and earning $2k+ in bonuses.

Read on to see how one Go Curry Cracker reader did just that.

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Completing the Q2 2018 IHG Accelerate Bonus

Welcome to Helsinki (photo by Winnie Tseng)

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A year ago we accumulated ~140,000 IHG points thanks to 2 different quarters worth of IHG Accelerate promotions and a credit card signup bonus.

Finally I get to put some of those points to use, and then replace them all again.

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Another Round-the-World Trip, Another $7000 in Free Travel

San Sebastián, Spain (photo credit)

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Oops, I did it again.

For the 3rd year in a row we are headed to Europe and the United States for the summer.

For the 3rd year in a row, we will be circumnavigating the globe.

And for the 3rd year in a row, a substantial portion of our transportation costs will be zero.

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A Year With The Chase Sapphire Reserve

Rainbow of Credit (photo credit, badumtss)

Rainbow of Credit (photo credit, badumtss)

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A little over a year ago, with much fanfare Chase launched a new travel oriented rewards credit card, the Sapphire Reserve.

Despite a seemingly steep annual fee (now $550), we were eagerly among the early adoptees.

After a year of card use, did the benefits exceed the cost? Let’s check (hint: yes, they did indeed.)

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Is it Better to Use Cash or Points for FinCon?

FinCon or Bust

It’s that time of year again, when the world’s financial bloggers converge to communicate, collaborate, and carouse, aka FinCon.

We will miss out since we are back in Asia, but hundreds of others will be converging in Dallas this week. As with any gathering that involves travel, there will be airplane tickets and hotel rooms, a bit of dining, maybe a car rental or Uber, and perhaps even an alcohol related expense or two.

Sounds like a great opportunity to use credit card reward points to get some free travel, right?! Several people on Twitter were considering last minute trips and trying to decide, cash or points.

imho, cash. Every time. Twice on Sunday.

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Completing the IHG Q2 2017 Accelerate Bonus

Philadelphia (photo from visitphilly.com)

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Recently I mentioned that our upcoming visit to Philadelphia will earn us a few free hotel nights. Several people wrote to ask how that works. Sorry for being too vague.

Thanks to the quarterly IHG Accelerate promotion our 3 nights in Philly will earn over 62,000 IHG Rewards Club points.This is worth over $400 or somewhere between 2 and 3 free nights.

Here are the details:

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