Why Betterment Has Zero of Our Dollars

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I’m often asked if we invest with Betterment, or if I would recommend them.

I assume this is because of their generous affiliate marketing program for personal finance bloggers, but we could generically ask, “Would I recommend using a robo-adviser?” But Betterment’s solution will make a fine reference point.

As with most things, there are pros and cons. But for the purpose of discretely foreshadowing my conclusions:

Betterment has zero of our dollars.

That isn’t going to change.

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