Sweet, Sweet, Debt

Debt has been called many interesting things… concrete shoes, shackles for the middle class, the greatest burden… there were many years in my own life where I was terrified of debt.

But when used wisely it can be an incredibly powerful tool. So powerful in fact, it is how I plan to fund much of our cost of living for the next decade.


The New Capital One Venture X

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Late last year, Capital One released the Venture X Rewards Credit Card with a list of benefits that raised eyebrows. With the intention of making a splash in the ultra-premium credit card pool, it did just that by offering a ton of useful and enticing benefits.

The Venture X is one of the best new cards on the market, and is definitely worth a look. 


Optimizing Your Finances (and Taxes!) in 2022

(GCC: I am often asked, “Do you know any good CPAs?” and “What are some good tools for doing my taxes?” I never thought both questions could share a common answer – Kathryn from Making Your Money Matter is a CPA (who gets it) who has developed some very cool tools for doing taxes (and more) that cost less than an hour with a CPA. Disclaimer: links in this post are affiliate links.)

I remember the first time I found Go Curry Cracker and read one of Jeremy’s blog posts going through his tax return in detail. It covered his then-recently filed 2015 tax return, with over six figures of income and still no income tax due (only a small amount of self-employment taxes).

I’d like to say that I—a CPA—was intuitively able to do a quick review of the numbers and figure out pretty fast how this worked out. However, I had to pull out a pen and paper and calculate it by hand just to make sure it made sense.

Each spring since, I’ve looked forward to the annual tax return reveal. (GCC: 2021 tax return coming soon!)

If you have ever wondered, How can I optimize my taxes in the same way… without all the hassle of becoming a tax nerd first, well… have I got a tool for you.