Welcome to Go Curry Cracker!
We thought it would be helpful to have a brief introduction to help get you started
The Blog
We are Jeremy & Winnie, a husband and wife team who retired in our 30’s to travel the world.
On our blog we share how we were able to become both financially independent and location independent at a relatively young age, and use that freedom to do whatever we want, whenever we want.
We will often geek out on saving and investment strategies, tax optimization, and travel hacking, while mixing in stories of life, travel, and food
Who doesn’t want to Retire 20% Faster or Never Pay Taxes Again?
Winnie is a professionally trained photographer, and her carefully crafted images help tie it all together
Our story
We did unconventional things while working, such as live in a small apartment in a walkable neighborhood instead of a big house in the suburbs, using a bicycle and our own feet to get around instead of owning a car, and making most of our meals in our own kitchen (even our own bread.)
This allowed us save an increasing percentage of our income, more than 70% for about 10 years until we were able to live completely off income generated by our investments
When we first retired, we had grand ambitions to tour all of Latin America, Europe, and Asia in one monumental journey, but then…
…then we realized, “What’s the rush?!” We have 60 years to complete our journey (or not.) There is no competition to check off a list of countries we’ve visited or places we’ve been (although we’ve been to ~40 countries to date)
So we traveled (very) slowly, immersing ourselves in local language and culture
Definitely not a backpacker lifestyle, we’ve rented places with a private pool, dine in restaurants 2 or 3 times a day, and had great adventures such as swimming with whale sharks. All of this luxurious living costs a whole lot less than you would think, which is why we share every penny we spend
When we decided we were ready to have a baby, we used our location independence for Medical Tourism, undergoing IVF treatments at 80% off US prices
We are expecting GCCjr any day now. When he is about 6 months old and ready to don his own little backpack, we will hit the road once again
Thank you for stopping by. We hope you like what you see
Questions? Ask away
Jeremy & Winnie
Hello!
Nice interview on Forbes! Really inspirational as far as my own journey goes. Some questions for you both:
1) I currently work in the tech industry too. I’m a coder and I do enjoy that aspect of my job. Do you ever miss your jobs? I’m guessing that the answer to this will be a strong “No”, I’d also like to hear about if you had any difficulty adapting to your new life.
2) What is a typical day like in the life of the Curry Crackers? When you’re not biking or hiking, how do you fill the hours of the day. I suspect that no day is typical and if so, that is a good thing!
Again, I’m inspired by those of us who have already crossed the FI threshold and are living the dream, Go Curry Cracker indeed!
Mr 1500!
Do you think a 10 Questions response would be in order?
Congratulations on the mention in Forbes magazine!
That would be cool, I’m also a reader at 1500 Days. Congrats on the Forbes article too. I was surprised it covered more of your lifestyle and experiences and less on the journey to get there.
This is a good add to the site. I think it would be helpful if you added a Getting Started link with this one, and some of your other foundational posts (never pay taxes, Roth IRA, your life episodes, etc)
I’ll add a Start Here and a FAQ menu soon
Great article in Forbes! Definitely a great response to the mention in Yahoo Travel. Go Curry Cracker is taking over the media!
Where did the name for your blog come from? I am pretty new to your site and have been wondering about that. Thanks!
Check this one out Janet
https://gocurrycracker.com/so-uhh-what-does-go-curry-cracker-mean-anyway/
Perfect, thanks! I had been looking for something like this!
Also got here form the Forbes article someone linked to Facebook. Looking for some investment tips and travel inspiration. We have a 9 month old and I can’t wait to show him the world. Congrat on your little one :)
Congrats on the publicity, Jeremy and Winnie. Well deserved, and I hope it leads lots more people to find your awesome site! Hope Winnie had a great birthday! :)
“Do you think a 10 Questions response would be in order?”
Strong Yes on that one. However, I’d like to take it a step beyond. Email incoming!
In Forbes, that’s huge! Congrats on the publicity and great to be spreading the message.
Good overview of how team GCC rolls. Maybe the negative nancy yahoo commenters will click through and actually figure out how one executes a (mostly) perfect early retirement plan and lives a very comfortable and interesting life without billions of dollars.
Loved the Forbes article so much so I sent it to the wife with the caption of “Look I told you I’m not crazy” people do this!
That is actually a great idea. My significant other is generally amused that I’m interested in this fantasy of early retirement, but maybe after she reads the forbes article, she”ll take this – and me – more seriously.
Very nice Jeremy. Looks like you and Winnie (and soon GCCJr) have hit the big time in Forbes. You’re every Early Retirees role model. I know you set us on the path to the way out and financial freedom. Big Congrats.
I was wondering about this “welcome post”, ah, it’s because of Forbes article! Congratulations! I first knew about your story from twitter 3 weeks ago. It’s inspiring, and makes me rethink about my lifestyle.
???? Where did u get 80% off ivf
https://gocurrycracker.com/making-a-baby/
Lots of useful tips that can be derived here but this house of cards is falling down if you believe that you will only have “one-time baby expenses”.
Schooling in 2034 for GCCJr at anything other than the University of Ethiopia will wipe out your entire $40k (hope you’ve factored in inflation!) annual living budget.
House of cards, love that show. Especially the first season
It would be strange if our IVF and birth expenses occurred every year. I always thought those were one time events
We’ve already finished saving for college
https://gocurrycracker.com/is-college-worth-it-with-future-tuition-predictions/
I understand frugal living, but just wondering, would you guys sometimes want to have $100USD/pp meal? If you do, would you need to think twice? There might be moments when you feel like having some luxury items/experiences?
Hi Sherry
I really consider our lives to be one giant luxury experience. We had 52 weeks of vacation last year, and plan to do the same this year
And even though the best food in the city comes out of our own kitchen, often we eat out 2 or 3 times a day. When we want real luxurious dining, we usually make it at home. It tastes better, and is great fun
But look at our dining out budget. Who says there isn’t an occasional $100/pp meal hidden in those $1000 monthly restaurant expenses? ;)
Maybe the way to look at it is like this. We don’t budget. If we want something, we buy it. If we want to do something, we do it. After 2.5 years of this we’ve spent over $100k, have never felt like we’ve compromised in any way, and our net worth today is substantially higher today than it was when we stopped working
All the best
Jeremy
Thank you! I love your answer! Can’t wait to see your new family member. :D
Loved the Forbes article and the blog in general. Your article has been shopped around on the Mustachians on Facebook site. Woo hoo. Looking forward to reading more.
Congrats on the Forbes article! Well deserved. You have been generating some really great content for a while now. Good luck with baby Cookie!
Hi Jeremy and Winnie!
My husband and I are also planning to start a family at the end of the year and we have a question for you both. Now that you’re successful in living off your dividends and interest, and should have plenty of money well into old age, have you thought about plans for your wealth once you’ve passed? Trust funds for grandchildren, donating to charity, etc.? What will happen to your savings?
Hi Jenny
Plans are in their infancy. At some point we will create a charitable foundation
Good luck with starting your family, the last 9 months have been happy days
Jeremy
Hi Jeremy congrats on both of you achieving your goals. I have a question, I read somewhere you took credit card advances to payoff your mortgage at 0% interest for twelve months type of deals. Can you elaborate on that a little more. Like is that a good way to pay off some school loans/ mortgage etc. thanks.
Hi O. Check out this post for some discussion on that
https://gocurrycracker.com/clawing-out-of-debt/
Welcome
Our daughter sent us the link to your article in Forbes as she said it reminded her of us. We are both retired, sold our home and most belongings and are now living in the world.
We do have a question. I followed the link to the home you rented in San Miguel de Allende and loved it! That lovely city has been on our bucket list for a while and we’d like to check out the home you rented. Are you able to give me any contact information.
Thanks
Gail & Randy Harrison
Hello Gail and Randy
Awesome, sounds like you are living the dream!
When are you thinking of going to SMA? I’m afraid that home isn’t available this winter, as we loved it so much that we will be returning
Send us an email via the contact form and I can get you contact info
All the best
Jeremy
Hi Jeremy,
Really inspired by the blog and the lifestyle, and have been ravenously reading your posts as well as Mad Fientist. What I’m still not quite sure of though is this: during the working years, what’s the best portfolio-building strategy? In the sense of, do you just put money that can’t be tax-sheltered into ETFs and do as much capital gains and capital loss harvesting as possible? I’m just starting my journey and still work full-time. Any pointers would be much appreciated!